To see if you qualify for a AOAAdvantage
Student Loan, please complete the following questions.
1. Are you or your spouse a member of AOA?
This program is only available to members and their spouses. However, another program, AOAAdvantage Plus, has been created for employees, friends, and relatives of AOA members.
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2. Are you (1) finished with school, (2) will be finished within the next six months or (3) considered to be a less than half-time student?
We're sorry, but federal legislation has eliminated the in-school consolidation option. You are now only able to consolidate if your loans are in a grace period, deferment or forbearance, or in repayment.
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3. Do you have at least $40,000 in student loan debt?
We're sorry. You must have at least
$40,000 in federal student loan debt to consolidate. To verify your student loan
balance or discuss consolidation options, please call our consolidation loan
counselors (1-866-408-5626).
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3. Do you have at least $40,000 in student loan debt?
We're sorry. If you are in school, you must have at least $40,000 in federal
student loan debt to consolidate. To verify your student loan balance or discuss
consolidation options, please call our consolidation loan counselors
(1-866-408-5626).
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4. Are you currently in default on any of your student loans?
We're sorry. Federal regulations do not allow the consolidation
of defaulted loans. Please call our loan counselors (1-866-408-5626)
to see if we can help with your specific situation.
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