Consolidation Loans
AOAAdvantage offers consolidation loans to AOA members and spouses. This program allows borrowers to combine outstanding student loans into one, single loan. Your outstanding loans are considered paid in full and a new consolidation loan is issued in their place. For more information, please read our consolidation FAQ, or contact us with your questions.
Great Benefits!
- Lower your monthly payments by as much as 35%.
- Simplicity: one loan, one lender, one payment.
- Fully automated, online account access.
- Flexible repayment plans, including deferment and forbearance options.
- Exceptional customer service from a nonprofit organization that cares about students.
- Apply Now
- Continue Existing Application
- Check Application Status
- Request More Information
- Print Blank Application
Information contained in this Web site is subject to change without notice, based on regulatory changes to the Federal Higher Education Act and/or upon financial market volatility impacting the ability of lenders to finance student loans. Benefits offered on loans already disbursed will not change.
Why Choose Us
- An AOA member benefit
- Low, fixed interest rates
- Flexible repayment plans
- Fully automated, online account access
- Superior customer services from a nonprofit lender